The short version
Your data stays on this device. Moolah Pet has no account system, never asks for a bank login, shows no ads and sells nothing about you.
What the app stores
DRAFT placeholder. Debts, payments, plan, companion state and settings are stored locally on your iPhone and in your personal iCloud backup if you have backups on. We cannot read them.
Analytics
DRAFT placeholder. The app sends no analytics. The website uses privacy-preserving, cookie-free page counts.